Your dream home
Journey starts here

Buying your first home doesn't have to be overwhelming. I'm here to guide you through every step, making the process simple, clear, and exciting.

Free Consultations

Local Expertise

Trusted Guidance

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Your First Steps to Home Ownership

Follow our proven roadmap to make your home buying journey smooth and successful

Get Pre-Approved

Start with a pre-approval to understand your budget and show sellers you're serious

Contact a lender to review your finances and get a pre-approval letter. This typically takes 1-3 days and helps you shop with confidence

Define your needs

Create a wish list of must-haves vs. nice-to-haves for your future home.

Consider location, size, amenities, and proximity to work/schools. This helps narrow your search and saves time.

Start house hunting

Begin touring homes that match your criteria and budget.

Work with your agent to schedule viewings. Take notes and photos to help remember each property.

Make an offer

Found the one? Your agent will help you submit a competitive offer.

Your offer should include price, closing date, and any contingencies. Your agent will negotiate on your behalf.

Home inspection

Hire a professional inspector to check for any issues with the property.

This protects you from unexpected problems. Most issues can be negotiated with the seller.

Close your home

Sign the final paperwork and get your keys!

Bring a cashier's check for closing costs, review all documents, and celebrate your new home!

Homes Perfect for First-Time Buyers

How much can you afford?

Estimated monthly mortgage payment

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* Based on Fixed Interest Rate with a 30 year term, principal and interest only

For general informational purposes only. Actual rates available to you will depend on many factors including lender, income, credit, location, and property value. Contact a mortgage broker to find out what programs are available to you.

Mortgage calculator estimates are provided by MoxiWorks and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.

Understanding Real Estate Terms

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  • Amortization

    The process of paying off a debt over time through regular payments. Part of each payment goes toward the loan principal and part goes toward interest.

  • Closing Costs

    Expenses over and above the price of the property in a real estate transaction, including attorney fees, title insurance, appraisal, and more.

  • Equity

    The difference between how much your home is worth and how much you still owe on your mortgage. It's the portion of your home that you truly 'own.'

  • FHA Loan

    A mortgage loan insured by the Federal Housing Administration, designed to help first-time and low-to-moderate income buyers with lower down payment requirements.

Trusted Partner Network

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Frequently Asked Questions

Get answers to common questions about the home buying process

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Our Testimonials

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Samantha Jones

As a first-time home buyer, I was filled with excitement and a bit of anxiety. The journey felt overwhelming at times, but with the right guidance, I found my perfect home.The experience taught me so much about the process, and I’m grateful for the support I received along the way!

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Katherine Miller

Buying your first home is an exciting milestone! It’s a journey filled with new experiences and opportunities. You'll learn about mortgages, inspections, and the importance of location. Don't forget to budget for closing costs and moving expenses. Embrace the process, and remember, patience is key.

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Marcus Smith

Buying your first home is an exciting journey! It’s a chance to create your own space and build lasting memories. Start by exploring different neighborhoods to find the perfect fit for your lifestyle. Don’t forget to budget for additional costs like maintenance and insurance.

Ready to start your journey?

Get in touch today for a free consultation. We're here to answer your questions and guide you every step of the way.

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Christopher Gunn
Director of Solutions Architecture
Corporate Headquarters
(212) 867-5309  |  (425) 646-8427 x324  |  lisc 007   |  chris@moxiworks.com
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